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“Someone is sitting in the shade today because someone

planted a tree years ago.”--Warren Buffett


Dave Ramsey said it best “Money is like a brick.” My understanding is that you can either build with it or do damage with it.   

Investing isn’t sexy or exciting unless you are the INB (Investment Nerd Boss).  Simply put, the INB is the boss of his investments, and like any employee, the investments are there to make money for the boss. 


Investing is also a hedge against the devaluing of the dollar and inflation. It is the only way to take advantage of the power of compounding and exponential growth; the foundation of financial growth. 


The first step to investing advice that I would give a young person is:

Start early by make Saving and Investing a habit. 


We live in a time when it has never been easier to invest. We have brokerage account apps on our phones, with no fee commissions.  We have access to any company’s financial records and charts at our fingertips.  We have government spoused retirement programs that either let us defer taxes or pay no taxes on profits.   We can also automate our investments.  We can now buy the whole stock market or just parts of it.  Investing truly offers equal opportunity to anyone wanting to start on the road to financial freedom.


Which takes me to the next step to investing advice that I would give.

Don’t let not investing be a regret that you will have as you get older.  Although it is never to late to invest, the younger you get started, the better.

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